Anyone into a Stocks & Shares ISA?

[Simon Bolivar]

I finally invested my RN pension lump sum in a Stocks & Shares ISA in Jan '20. Made several early errors as you do but despite missing the real bottom prices of mid March, I am nicely in the black now.

Many might think a pension isn't something to gamble with but frankly in my Halifax ISA it would have earned me ?20 p.a., I reckoned I'd at least manage to better that. I understand there's risk involved but it wouldn't be the end of the world if I lost the lot but I set stop losses to avoid that.

I joined Motely Fool for some foolish advice & sure got some! I bought into Eve (mattresses in a box) company at ?1.30 & sold when they dropped to 85p, lower than I would normally take but I really gave it a chance. Not quite enough faith I suppose as 83p is lowest price this year, couldn't have held on & at least got my money back, currently 135p. Similar with M&S, lost money there too but then we all have, if only thorough our pensions.

Shell & BP are breaking even more or less & I bought them for the long term (dividends cut by Shell but paid by BP) really help growth.

Anyway, got really excited last night when a petroleum company I bought last week doubles in value! Big decisions to be made today, as predictably it's sliding down again but I have kept them all, as I am hoping the price will pick up again once spudding in & drilling starts before Christmas.


So that's the background, I guess best not to recommend individual companies on here, in case that leads to problems, i.e. members burning more cash than on cigars ect! But if we stick to general ups & downs & pm anything of note to those who respond to this thread, perhaps it would be OK? If Mods think that unwise then please delete.

So last night my portfolio was up 10%, anyone doing better?

[ha_banos]

Here's my 'play portfolio' with real money. 20% up!

If only I'd been able to put 50k in there [emoji16][emoji16][emoji16]

My shares isa is in the red [emoji38]

Not brave enough to put much money in. But I hope in a year or two things look different.

Thinking about some funds, tech stocks, snp500, Asia. Individual stocks have to follow the companies and news and be ready to react. Funds .. well that's what the billionaires do right? [emoji854]

Let's see... They say now is the time. Or are they reeling us in...? [emoji2369][emoji2368][emoji2369][emoji2368]

[Emaresee]

Here's my 'play portfolio' with real money. 20% up!

If only I'd been able to put 50k in there [emoji16][emoji16][emoji16]

My shares isa is in the red [emoji38]

Not brave enough to put much money in. But I hope in a year or two things look different.

Thinking about some funds, tech stocks, snp500, Asia. Individual stocks have to follow the companies and news and be ready to react. Funds .. well that's what the billionaires do right? [emoji854]

Let's see... They say now is the time. Or are they reeling us in...? [emoji2369][emoji2368][emoji2369][emoji2368]

who do you trade with? I have a half assed hargreeaves lansdown and didnt read enough.. .spend most of my play money on fees... and never went back... I now own a small number of sharesin god know what...

[ha_banos]

I have my ISA with Barclays who seem to have a decent platform. Yes you must factor in fees.

For the screenshots I use Freetrade.io - not an ISA - they do offer an ISA. Trades are free.

[Simon Bolivar]

I went for ii Active Investor has phone ap but although oyu can buy & sell on it, you can't see everything (like sales & buys hisotry) & need to go on a laptop for that, Otherwise not bad.

[jerryr]

I stopped playing about 6 months ago when an investment went south and left a fair hole in my retirement pot. But in the past I played with currencies, penny shares and AIM listings. When they go well your laughing, but when they go south it hurts.


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[Haaltert]

I have a bit of funds via one of the large Belgian banks. At the top of the CV crisis, this means the bottom for the stock markets, I bought some extra and indeed I must say that it has been a good 1,5 to 2 months. However, as long as you don?t sell, you have ?nada?!!!


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[ha_banos]

I'm not experienced. I think this is key dont be in a position you have to sell when you dont want to and have a stop loss. Or have patience and you expect downs to recover.

These days pensions and managed savings rely on the stock markets, bonds, blah blah anyway. It's either that or leave it in the bank and it declines with no interest and slow inflation == degradation.

If anyone has a thing they dont want to share publically I could do with some help!

[Simon Bolivar]

I have a bit of funds via one of the large Belgian banks. At the top of the CV crisis, this means the bottom for the stock markets, I bought some extra and indeed I must say that it has been a good 1,5 to 2 months. However, as long as you don?t sell, you have ?nada?!!

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Indeed Steve, profit is only when you sell, still nice to see a positive balance at this stage, I was expecting it to take a year or so & might for some of my companies. One useful tip I read was that you make most of your profits on one or two of your buys, rarely across the board so keep a good spread & don't go too deep on any particular sector of company, like ?5K in CCL!

Still sure the cruising industry will recover, at least half of it's previous levels by next year but it maybe years until confidence leads to similar price levels, if ever. One thing for sure, think the trend will be towards building smaller ships instead of getting twice the size of the Titanic! I won't return to cruising until they figure out what to do when one or two pax get sick. The worry of the whole ship being quarantined will keep me off until the local ports can accept the sick & isolate, treat & then let them travel home, until those arragements are in place & tested it's just not on for me.

[gojira]

I totally missed out on some nice shares lately because the tight bastard in me was hoping that they would go down a couple percent more. Now they have all risen by 20% or more. Sometimes I hate myself because of my tightness!

[Simon Bolivar]

I totally missed out on some nice shares lately because the tight bastard in me was hoping that they would go down a couple percent more. Now they have all risen by 20% or more. Sometimes I hate myself because of my tightness!

Easy done Mike, I kept waiting for Carnival to go lower but it recovered far quicker than I expected. I knew it would have to correct itself but I biut more, a couple of weeks before it dropped, raising my avge SP, still in these crazy times, I think there should still be a healthy profit if I can be patient enough.

Aston Martin was another, I wanted to buy last week at 35p, on the Monday with the news of the new CEO it shot to 50p & I waited for the slide back down but it's holding for now. Frankly the Oil game is always a gamble but expecting a profit from AML is really heart ruling head so I won't buy until it comes way down if a few months - expect it will. Pity those who bought in at the IPO.

[Kickback]

I gave up picking individual shares some time ago. No good at it.
My company shares have halved in value this year but hoping they'll recover long term.
Pension took a hammering in Feb/Mar but has recovered all losses now and the SS ISA I bought in North America stocks has given me a 16% growth in 3 months.
However who knows what will happen with HK and US. I've kept well away from UK stocks.

[Moley]

I remember a customer of mine a long time who gave me investment advice. I hear all sorts working in banking but this one got me thinking. A few months before he hit 55 and took his lump sum, he put his name down for a rolex ( think it was a GMT steel model) then when he got it, he waited a year, never did wear it and sold it for a decent profit. I looked into this more and more and it's now my plan ( but I will probably wear it though lol )

[Rich B]

Aston Martin was another, I wanted to buy last week at 35p, on the Monday with the news of the new CEO it shot to 50p & I waited for the slide back down but it's holding for now. Frankly the Oil game is always a gamble but expecting a profit from AML is really heart ruling head so I won't buy until it comes way down if a few months - expect it will. Pity those who bought in at the IPO.

A good friend of mine runs a family wealth office and has a large position in AML, mainly from two weeks ago at <30p per share. He thinks once it breaks the 55p barrier and stays there it will move up and recover to 90p or so.

However, in a sad sign of the differences in life, he has a six figure sum invested as play money, I have about ?1k.

[Shaun]

Invest it all in cigars. Better returns...